Welcome to

P.T. Emas Cemerlang Bersama


Our story


We are here to show you our efforts in developing the innovation projects: the development of a collaborative robot for the clothing industry (Project -1) and a strategy to bring unbanked households into the banking system, a social welfare project that addresses the wealth gap, (Project -2). We ask the public to participate in our endeavor to achieve these goals.

The textile industry has always been at the forefront of major innovations. But nothing has happened in the past 40 years. It is time for this to change.

Providing a credit reserve to members in a group context. The credit reserve will consist of 2 x the average annual income per family of that community. Each group is united in a “community bank”. All of this is fueled by blockchain- and crypto technology.

If you’d like to learn more about our journey to the best innovation, keep exploring our site and stay connected with us …


What others have to say about working with us:

Under the wing of P.T. Emas Cemerlang Bersama, we have been able to build a bright future. We are a regional mini market, the guidance and advice of the team of P.T. Emas Cemerlang Bersama helps us to focus on a balanced range. The partnership provides us with the right tools to help us position our products in the market and engage with customers.


Agustriyono + Minarni

When we started with Restaurant “Dapur Sobek” it was P.T. Emas Cemerlang Bersama who taught us to be an entrepreneur and look more at the product we sell. They did not demand any input on the menu, taste and presentation of the meals. But they have shown that there is more than good food that deserves our attention. Whenever we have questions about strategy, marketing or need motivation, we can always count on the people of P.T. Emas Cemerlang Bersama.


Sukoco, Floor manager

Long before the incorporation of P.T. E.C.B. we already work with these people. The consultant has a clear vision and representation in their reports of opinion. We do not know a better independent specialist in the field of “project finance”. P.T. E.C.B. has a strong presentation in the Indonesian Markets and their MSME-advisory desk is one of the best in the field.


M. v.d. Berg CFO

and many others we work with, such as:

Our latest blog articles can be read here or on the blog page, more articles and whitepapers can be found on the blog page.


Laat een goede crisis nooit verloren gaan

Laat een goede crisis nooit verloren gaan,
Wat normaal gesproken door overheden wordt toegepast, een crisis aangrijpen om veranderingen door te voeren, dat kunnen de burgers nu ook. Jij kan jouw lot in eigen handen nemen door je financiën volledig in beheer te nemen en tegelijk een zeer duidelijke boodschap af te geven aan de overheid en commerciële banken dat je hun monetaire beleid niet langer accepteert. Dat en meer is wat ik behandel in deze blogpost. Ik hoop dat je er wat aan hebt of dat het meer vragen zal oproepen. Succes met je ontdekkingstocht.

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My take on all things Crypto part 2

The world of Blockchain and Crypto never stands still. I have previously dedicated a blog to this topic and now by popular demand here is a sequel. Do not expect an academic lecture on this topic. Written in an informal style, I take you by the hand through the world of Crypto and we continue with what I wrote earlier.

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Why not a Universal Basic Income, but Cash Credit Reserve

Universal Basic Income vs Cash Credit Reserve, what is the difference and why do we choose the model of a Cash Credit Reserve with the Community Welfare Program. Here we take a closer look at the choices we made to combat the wealth gap. The question should always be what is best for members and not so much which system is better?

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Community Welfare Program, Project -2, Part 1

Community Welfare Program, Project -2

What does a real and sustainable solution to the wealth gap problem look like? A strategy to bring unbanked of this society into the banking system. It is a response to the endless politically influenced debates about a Universal Basic Income. Blockchain and crypto will help with that. You will find this and much more in this article.

Read More »

White papers on our current projects:

Participating in Startup Funding
Project Paper

Participating in Startup Funding

This project document was first published on December 16, 2020. We have revised and rewritten the entire document. The document is now correct for the current situation. This document is part of a series of 3 project documentation.

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Project Paper

Project -2 Community Welfare Program

What does a real and sustainable solution to the wealth gap look like? This Community Welfare Program initiative gives you that insight. It is a strategy to bring the unbanked community into the banking system. A response to the politically influenced debates about a universal basic income. Blockchain and crypto will embrace this trajectory and give the project security and robustness. That’s the topic we will cover and much more.

Read More »

The activities we develop under this website are all focused on innovation. All proceeds go to the development of the projects. That is why we ask for your attention. Discover further:

Here you can read articles, newsletters and project-related news. Later, we will also expand the content with video blogs. Three topics will mainly be covered: Innovation, our business and Entrepreneurial News & Advisory Content. Read more →

Here you will learn more about our company and the team that runs it. The company is a P.T. (Perseroan Terbatas), a Corporate Structure similar to a Limited Liability Company. Within the current structure, all shares are held by the Board of Directors. Continue reading →

Entrepreneurship and Innovation is an investment in the future. Courage and perseverance are needed to bring both together. More information about the projects and progress can be found here. Continue reading →

With the release of the convertible Notes series, 2 projects will be financially supported. Both projects are in the development phase of a beta model. More information about participation can be found here. Continue reading →

Here you will find merchandise for sale. All proceeds from the sale of items from our e-shop will benefit the innovation program. Have a look and see if you find something to your taste. Continue →

We are an official distributor (ID MS 2100561) of the products of Health Wealth International, also known as HWI. See our shop for all the products we are selling under the brand name of HWI. Continue →

The exchange rates below are indicative, no rights can be derived from this: